Privacy Policy & Terms

Greetings from Cross to Light and welcome to our site!

Donation Terms

Cross to Light complies fully with federal and state charitable solicitation requirements.

This site and software was produced by Cross to Light, Incorporated (Cross to Light), which will receive the contributions. Cross to Light is a 501 (c)(3) organization. Contributions to Cross to Light are tax deductible to the fullest extent allowed by law. Cross to Light controls 100 percent of the funds contributed regardless of donor allocation in order to comply with regulations and maintain the integrity of our operations. Donor allocations are taken into account and are carried out once operational budget requirements have been met and the allocation request aligns with an approved program, project or expense. Requests for copies of recent financial statements, Form 990, annual report or other information may be directed to Donor Relations at (888) 412-7677 or by filling out the contact form on crosstolight.com. Read our full Gift Acceptance Policy by clicking here.

Privacy Policy

We extend the following information to assure you, our guest, that we are  concerned about and respect your privacy while visiting our site(s). Cross to Light will never sell, lease or rent your confidential information. However, if  it is necessary, we will share information for legal reasons. We will always  endeavor to take steps to assure that any information you provide to us will  remain secure. We want you to feel safe in your online experience while visiting our site. We therefore request that you take a moment to review the  following valuable information.

Collection of Information

Cross to Light does not collect personal information without  your knowledge during your visit to our sites. However, Cross to Light does  at times ask that you provide us with personal information while online. The type of information we collect typically, but not always, corresponds directly  with the service you request. For instance, you can make donations, when  requested you can offer your thoughts, opinions, prayers, concerns, ideas,  personal experiences, questions and/or suggestions to our resources, contests,  or radio broadcasts, or you can request that a resource be sent to you directly from our Website. As a visitor, the personal information you  provide may also be used to improve the usability of, and information available on our sites. In other words, at times we will ask you for more information, beyond just your name and contact information, than is needed to facilitate our  response to your specific request. Your provision of such additional  information is your acknowledgement that you consent to our use of such  information to better serve you, our visitor, and others coming to our sites.

Cross to Light will not sell, lease or rent its mailing list or any of your confidential information to any outside organization or  individual. However, we may need to disclose personal information as required by law, such as a law, regulation, court order, subpoena, search warrant, in  the course of a legal proceeding or in response to a law enforcement agency  request, to enforce our Terms of Service, or site rules; or to protect the  safety and security of our visitors and our sites.

Security

Our Web site’s ecommerce system uses SSL encryption to  protect sensitive data transmissions from your computer to our Web site.  In certain areas, password  protection is used to protect your privacy and security.

Changes

Cross to Light reserves the right to make changes to this privacy policy at any time and requests that you review this policy for updates.

Questions or Suggestions

Please direct all questions or comments regarding this privacy policy to Cross to Light at (888) 41-CROSS (412-7677) or write us at Cross to Light, 7012 City Center Way, #301, Fairview, TN 37062.

Additional Information About Our Website

Cookies

A small piece of data that a website can store on  your system is referred to as a “cookie.” Cookies are often used to  enhance your online experience. Many browsers recognize when a cookie has been  sent to your computer and will give you the option to refuse or allow it.  Within our Website we use two different cookies. Below are details regarding  how these two cookies are used by our web site. Please be aware that we do not use cookies to track a user’s navigation through our Web site.

Account Registration

When you request a resource or make a donation we require that you provide us certain information that allows us to complete your  transaction. This information is used to create a unique account within our Website.  Following account registration, a “cookie” is used to automatically  identify you as a registered user when you are browsing the Website (you have the option of declining this cookie during account registration if desired).

Shopping Cart Identification

The Shopping Cart  Identification “cookie” allows the Website to connect you to your  active shopping cart. This cookie is set to expire whenever you exit your  current browser session.

Terms and Conditions of Use

We have taken every effort to design our Web sites to be  useful, informative, helpful, honest and fun. Hopefully we’ve accomplished that  — and would ask that you let us know if you’d like to see improvements or changes that would make it even easier for you to find the information you need  and want.

Cross to Light’s sites are based on a set of foundational Christian beliefs which you may want to review. We make no apologies for  holding a Judeo-Christian biblical world view.  Thanks for your openness to respectfully consider our viewpoints.  We appreciate your courtesy! To find out more about our organization, please  visit About Us.

All we ask is that you agree to abide by the following Terms  and Conditions.

Take a few minutes to look them over because by using our sites you automatically agree to them. Naturally, if you don’t agree, please do not use the sites. We reserve the right to make any modifications that we deem necessary at any time. Please continue to check these terms to see what those  changes may be! Your continued use of the Cross to Light Web sites means that you accept those changes.

Throughout Cross to Light Scripture quotations are taken  from the Holy Bible, New King James Version®, NKJV®. Scripture taken from the  New King James Version. Copyright © 1982 by Thomas Nelson, Inc. Used by  permission. All rights reserved.

Restrictions on Use of Our Online Materials

All materials contained in the Cross to Light Web sites  (“Online Material”) are the copyrighted property of Cross to Light.  All trademarks, service marks, and trade names are proprietary to Cross to  Light. No Online Material from our Web sites may be copied, reproduced,  republished, uploaded, posted, transmitted, or distributed in any way, except  that you may download one copy of the materials on any single computer for your  personal, noncommercial home use only, provided that you 1) retain all  copyright, trademark and propriety notices, 2) you make no modifications to the  materials, 3) you do not use the materials in a manner that suggests an  association with any of our products, services, events or brands, and 4) you do  not download quantities of materials to a database, server, or personal  computer for reuse for commercial purposes. You may not, however, copy,  reproduce, republish, upload, post, transmit or distribute our Online Material  in any way or for any other purpose unless you get our written permission  first. Neither may you add, delete, distort or misrepresent any content on the Cross  to Light sites. Any attempts to modify any Online Material, or to defeat or  circumvent our security features is prohibited.

Everything you download, any software, plus all files, all  images incorporated in or generated by the software, and all data accompanying  it, is considered licensed to you by Cross to Light or third-party licensors  for your personal, non-commercial home use only. We do not transfer title of  the software to you. That means that we retain full and complete title to the  software and to all of the associated intellectual-property rights. You’re not  allowed to redistribute or sell the material or to reverse-engineer,  disassemble or otherwise convert it to any other form that people can use.

Submitting Your Online Material to Us

All remarks, suggestions, ideas, graphics, comments, or other information that you send to Cross to Light through our sites (other than information we promise to protect under our Privacy Policy), becomes and  remains our property, even if this agreement is later terminated.

You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the  message, including its legality, reliability, appropriateness, originality, and copyright.

Termination of This Agreement

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all  materials obtained from all Cross to Light Web sites, along with all related documentation  and all copies and installations. Cross to Light may terminate this agreement  at any time and without notice to you, if, in its sole judgment, you breach any  term or condition of this agreement. Upon termination, you must destroy all materials.  In addition, by providing material on our Web sites, we do not in any way  promise that the materials will remain available to you. And Cross to Light is  entitled to terminate all or any part of any of its Web sites without notice to  you.

Jurisdiction and Other Points to Consider

Unless otherwise specified, the Online Materials on our  sites are presented to provide information about the resources of Cross to Light. The ministry of Cross to Light was organized under the laws of Tennessee,  in the United States of America. If you use our sites from locations outside of  the United States, you are responsible for compliance with any applicable local  laws. These Terms of Use, and the agreement they create, shall be governed by  and interpreted according to the laws of the State of California (without  applying the state’s conflict-of-law principles.) If any provision of this  agreement is unlawful, void or unenforceable, it will not affect the validity and enforceability of any remaining provisions. Cross to Light may modify these  Terms of Use, and the agreement they create, at any time, simply by updating  this posting and without notice to you. This is the ENTIRE agreement regarding  all the matters that have been discussed.

Cross to Light does not collect personal information without  your knowledge during your visit to our Web sites. However, Cross to Light does  at times ask that you provide us with personal information while online. The type of information we collect typically, but not always, corresponds directly  with the service you request. For instance, you can make donations, when  requested you can offer your thoughts, opinions, prayers, concerns, ideas,  personal experiences, questions and/or suggestions to our resources, contests,  or radio broadcasts, or you can request that a resource be sent to you directly from our Website. As a visitor, the personal information you  provide may also be used to improve the usability of, and information available on our sites. In other words, at times we will ask you for more information, beyond just your name and contact information, than is needed to facilitate our  response to your specific request. Your provision of such additional  information is your acknowledgement that you consent to our use of such  information to better serve you, our visitor, and others coming to our sites.

Limitation of Liability

CROSS TO LIGHT WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY  THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITES.

THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY  CAUSED BY ANY:

USE OF (OR  INABILITY TO USE) THE SITES
USE OF (OR  INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITES
FAILURE OF OUR  SITES TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
ERROR ON OUR SITES
OMISSION ON OUR  SITES
INTERRUPTION OF  AVAILABILITY OF OUR SITES
DEFECT ON OUR  SITES
DELAY IN OPERATION  OR TRANSMISSION OF OUR SITES
COMPUTER VIRUS OR  LINE FAILURE
PLEASE NOTE THAT  WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
DAMAGES INTENDED  TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
DAMAGES REASONABLY  EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS  “CONSEQUENTIAL DAMAGES.”)
OTHER  MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY  (KNOWN IN LEGAL TERMS AS “INCIDENTIAL DAMAGES.”)

WE ARE NOT LIABLE EVEN IF WE’VE BEEN NEGLIGENT OR IF OUR  AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITIY OF SUCH DAMAGES  OR BOTH.
HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES,  DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE  CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE  OR OTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER ANY OTHER LEGAL THEORY)  WILL NOT BE GREATER THAN THE AMOUNT YOU PAID TO ACCESS OUR SITES.

Links to Other Sites

We sometimes provide referrals to and links to other World Wide Web sites from our sites. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our sites. If in doubt, always check the Uniform  Resource Locator (URL) address provided in your WWW browser to see if you are still in a Cross to Light -operated site or have moved to another site. Cross to Light is not responsible for the content or practices of third party sites that may be linked to our sites. When Cross to Light provides links or  references to other Web sites, no inference or assumption should be made and no  representation should be inferred that Cross to Light is connected with, operates or controls these Web sites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the  endorsement, sponsorship or support of any Cross to Light site or endorsement,  sponsorship or support of the ministry of Cross to Light , including its  respective employees, agents or directors.

Monitoring Online Postings

Cross to Light shall have the right to monitor and review the content of any discussions, chats, forums, postings, transmissions and  bulletin boards, although Cross to Light is not under legal obligation to do so. As a Christian organization we uphold specific foundational beliefs. We expect visitors to our sites, and anyone using our communication tools to adhere to a sense of decency and decorum that we deem appropriate. We are the  sole authority on questions of appropriateness. Naturally, Cross to Light assumes no responsibility or liability arising from the content of an online posting.  However, we do specifically prohibit you or any visitor from posting or  transmitting any unlawful, threatening, libelous, obscene, scandalous,  inflammatory, pornographic, or profane material or any material that could  constitute or encourage what could be considered a criminal offense, give rise  to civil liability or otherwise violate any law. Cross to Light will fully  cooperate with authorities or court orders requesting details of criminal  postings. Cross to Light shall have the right in its sole discretion to edit,  refuse to post or remove any material submitted to or posted on any Cross to  Light web site. Cross to Light shall have the right to remove any material that  it determines to be in violation of these provisions or otherwise  objectionable.

In addition, children 12 and under are not authorized to  post messages or participate in Forums on any Cross to Light Web site unless  the site has been specifically designed for them and all appropriate parental  notification and approval devices have been complied with fully.

Jurisdiction and Other Points to Consider

Unless otherwise specified, the Online Materials on our  sites are presented to provide information about the resources of Cross to Light. The ministry of Cross to Light was organized under the laws of Tennessee,  in the United States of America. If you use our sites from locations outside of  the United States, you are responsible for compliance with any applicable local  laws. These Terms of Use, and the agreement they create, shall be governed by  and interpreted according to the laws of the State of California (without  applying the state’s conflict-of-law principles.) If any provision of this  agreement is unlawful, void or unenforceable, it will not affect the validity and enforceability of any remaining provisions. Cross to Light may modify these  Terms of Use, and the agreement they create, at any time, simply by updating  this posting and without notice to you. This is the ENTIRE agreement regarding  all the matters that have been discussed.